Group Advantage Banking (GAB) Checking Comparison
 
 
Free with All Citizens Personal Checking Accounts

• Citizens Check Card
  (Debit Card)
• Online Banking
• Unlimited Check Writing
• Online Bill Pay
• Check Imaging
• Notary Service
• Telephone Banking
• Direct Deposit
• eStatements

 
Free with all Citizens Personal Checking Accounts
 Citizens Check Card (Debit Card)
 Citizens ATM Transactions
 Unlimited Check Writing
 Check Imaging
 Telephone Banking
 Personal Online Banking
 Personal Online Bill Pay
 Overdraft Privilege on eligible accounts
 Notary Service
 Direct Deposit
 Wire Transfers
 Traveler's Checks
   
This program is not available to the general public.
   
 
GAB Free
GAB Value
GAB Premier
GAB High Life
Minimum Opening Deposit $50 $50 $50 $50
Minimum Balance $0 $100 minimum daily balance $5,000 average monthly balance $0
Monthly Service Fee

$0

$8 monthly service fee - waived with $100 minimum daily balance.

$18 monthly service fee – Waived with either of the following:

  • $5,000 average monthly balance, or
  • $25,000 in combined deposit balance (Savings, Money Markets, CDs and IRAs)
$0
Earn Interest No Variable rate with $400 daily minimum balance Premium Variable Rate Variable rate of interest on all balances
Free Citizens ATM Transaction Yes Yes Yes Yes
FREE Non-Citizens ATM Transactions 10 Free per statement cycle 10 Free per statement cycle Yes 10 Free per statement cycle
Additional Benefits Free first order of Citizens checks Free first order of Citizens checks
  • Free Cashier’s Checks
  • Free Money Orders
  • 50% Safe Box Discount
  • Free Citizens Checks or 50% off other styles
  • Free Cashier’s Checks
  • Free Money Orders
  • 50% Safe Box Discount
  • Free Citizens Checks or 50% off other styles
  • Trip Opportunities
  • Seminars
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